Primary Agent Roth experience
Roth conversion planning estimate
Organize household, account, income, Social Security, and lifestyle-need inputs into an educational retirement-tax planning picture.
Calculators
Educational calculators, with the assumptions in view.
Each tool is an illustration—not a recommendation or forecast. Start with the full Roth conversion estimate, use the focused tax-and-IRMAA calculator for one proposed conversion, or explore a supporting planning tool.
Start the estimate
Retirement tax planning
Roth Conversion Tax-Bracket & IRMAA Calculator
Model how a taxable Roth conversion may move through the 2026 federal tax brackets and compare projected income with current Medicare IRMAA thresholds.
Supporting calculators
Retirement planning
Retirement income calculator
Illustrate an income gap and how long savings may last under adjustable return, inflation, contribution, and planning-age assumptions.
Open the calculatorCompound growth
Rule of 72 calculator
Compare the Rule of 72 shortcut with exact annual compounding under a constant positive return assumption.
Open the calculatorSecondary planning tool
529 college savings calculator
Illustrate future college costs, projected savings, and a possible funding gap. This tool is useful, but separate from Agent Roth’s retirement-tax focus.
Open the calculatorMethodologies exclude many facts that may materially affect a real decision, including taxes, fees, investment variability, account rules, healthcare costs, and personal circumstances. Review the educational disclosures.